No/Bad Credit Student Loan Help?
September 8th, 2009 | 
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Johnny V asked:
So my payment for college is due in about two weeks, and I have applied for so many loans, but my parents both have bad credit, and I myself have no credit. I have filled out the FAFSA months ago, and have already applied and received for Stafford Loans. My parents were denied for the Federal PLUS loan, and I need $6,000 by August 15th.
So my payment for college is due in about two weeks, and I have applied for so many loans, but my parents both have bad credit, and I myself have no credit. I have filled out the FAFSA months ago, and have already applied and received for Stafford Loans. My parents were denied for the Federal PLUS loan, and I need $6,000 by August 15th.
Anyone have any suggestions at all?
bad credit loan
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bad credit loan
Often there are scholarships based on need only. I would check with your financial aid office about those. Or also, how are your grades or scholastic history?
Unfortunately, banks don’t have to loan you money for school if you need it.
Do either of you have a car or home you could get a second mortgage or loan out on. I know it sounds bad, but I can’t think of anything else.
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If both of your parents were denied PLUS loans the school can give the loan to you without passing a credit check or having a cosigner. This is a relatively new rule and they may not realize this. Go back to the fin aid office and let them know you can do this.
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I have this exact same problem. I hope you find the answer…and then tell me about it! lol